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Lending Landscapes - Navigating the Current Borrowing Climate - October 17

Empowering Your Path to Smart, Secure Real Estate Financing

October 17 | 7:30a - 9:30a

@The Fort Worth Club

In the ever-evolving world of real estate, understanding the current borrowing landscape is essential. Join us for Lending Landscape: Navigating the Current Borrowing Climate on October 17th to get ahead and stay ahead in the industry.

Attendees will be treated to a great breakfast and a dynamic panel discussion featuring esteemed banking experts: Sarah Jackson (Veritex Community Bank), Rick Jenkins (Encore Bank), Martin Noto (Ciera Bank), and J. Terry Smith (InterBank). Our moderator will be Mark Cundiff (Southside Bank). Our panelists will delve into the most pressing questions facing the industry today:

  • How are lenders currently underwriting deals?

  • What is the perspective on rates?

  • How does the federal regulatory environment impact lending activity?

  • What challenges lie in the diverse sectors of commercial real estate lending?

The discussions at Lending Landscape will equip you with a clearer, deeper understanding of the borrowing climate, enabling you to make well-informed decisions for your real estate investments and ventures.

Mark your calendars for October 17 and ensure your spot in this must-attend event for every professional in the commercial real estate industry.



Member Rate - $35

Non-Member Rate - $55



Mark Cundiff

Southside Bank

Mark Cundiff has a 30-year banking career with a sole focus on Real Estate Lending over the last 24 years. His lending career encompasses working with numerous banks such as Norwest, Wells Fargo, Compass, BBVA Compass, and Southside Bank. Mark has been at Southside Bank since 2009 and is currently Executive Vice President at Southside Bank over the North Texas Real Estate Division which totals $813 million in loan commitments, made up of real estate loans for a multitude of various real estate property types.

Mr. Cundiff is a member of the Real Estate Council of Greater Fort Worth and currently serves as the Chair of the Programs Committee. He has served on the Board and as President of the Board of Directors for the Tarrant County Bankers Association. Mark holds a BBA in Finance and Real Estate and an MBA from New Mexico State University. Mr. Cundiff will be married 30 years this December to his wonderful wife, Kathy, and he has three grown children.

Sarah Jackson

Veritex Community Bank

Sarah began her commercial banking career at Guaranty Bank specializing in commercial real estate lending to institutional quality developers located across the country. During the great recession, Sarah joined Amegy Bank to aid in working through distressed commercial real estate loans and spent over 12 years at Amegy lending in excess of $3B to commercial real estate development companies located in all major Texas markets. Sarah aided in establishing Amegy’s real estate syndications network and sold more than $2B in syndicated loans during her tenure at Amegy. Sarah moved to Veritex Community Bank in 2021 and is focused on real estate lending as well as serving Fort Worth based businesses.

Rick Jenkins

Encore Bank

Rick is a results-oriented Banking Executive with diverse experience in all aspects of commercial business and commercial real estate lending. Possess extensive experience in strategic positioning and portfolio management.

Martin Noto

Ciera Bank

Martin is an experienced Chief Executive Officer with a demonstrated history of leading in the banking industry. Strong business development professional skilled in Construction Loans, Financial Institutions, Commercial Lending, Banking, and Credit Analysis.

J. Terry Smith


J. Terry is a Senior banking executive with over 35 years of experience in executive management, M&A, business unit management, board membership, credit risk management, enterprise risk management, and credit policy, including CRE, corporate, and international banking. His professional focus is on team building, core asset growth, and sound credit risk management.




Kelle Moulton



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